%PDF-1.6 % 77 0 obj <>stream h޼ko|;lE[;I$N3kil/*Kv{HJZmQ4!9?2!CseHnRBvCCaHi+f <2oʐbC131X*A|8Hqdy=Í.Ϯη㫳.l>.ӭy8C.rʾl/KҰ2>>ʰv1>>ͷ7>x4/淌~_Ƴλzϳ?糾ܴ-W/w.=X=۶<^xryѣߦf{ypnzm?>z<<8VכW}O_ٜ@?{Jыmt؞]X3?"29Ǻ޾_]?FU36C> K?|uŀ_@ |)0_Lf'G4(3btH2~p&2\0)6?[~y "^M2[$-3B0"DWddۀ=~H_IcA~DrHB`q#!0c9) 4`G?;tڈu%I4xA}G; \&-23ZT+KYU;̰'- j-NMhlj&jqEiS""M[flf?rZ^K=;ifl:c"{t86-5j!rR cҒOױBPNgZy*%]wR-MT-R$QCk Nav=.W:Gz:M57a s2k`[zKj5S̺: 3Н}_8If:0(} TS C1L`9=VY"]*c,R -s43R W:a*2ܮMvvFA%x1z pgNfKsqNdж M)a]]KX9@A”3!L?KaW}b--3 A@D;ʰW1gGP}[d~I{TyôF} !HP9s2S2 )1?7}FvGM>פ8͔5;23?{x05o}j5;3,,<#35τ9ڰ5:R3&Y2S;C|-LmK:YO, xǾ;Y6z [gzFyHVuH[e D=S.Zh?)u}*]i[$]9!^TwZsOJ(N65ZZYNSl5؉zY}NE}7ö33X}©3R w|WA"o ή kbЂSV^oV`[u~ ?.E>8fs7M>6~b[-þ^__2@eK*Ac_d_ıNsꤳ/'Wh]1|De7I-&d-f6c?I7Xx.k&Z@eZ˪f_J#] ;4=Ē̏Gr/\#\kP\{31_t&Vycb9~ &YV&F5)$BmQޠlZkZB6€jSpNAmq YjU֠j!A|jc:o:*ppK0E[ppᖰn4VUjm[>LP.3JL$\)upV^Wq3QӲXK0y[gl*!effȅΆJ 'k?ZWɍ> SRj\<~,>NEL .1[3,Wɷl~Ƿ6[>~w6gx4ׯ$?s-};/6nɏON^勻&?xXb{ytۮO׻=Uu\s5ȳM!M۶sovS%[?>Z_xn/fAO 0ù endstream endobj 78 0 obj <>stream hޜOK12n$6R]K [/lwu͔$K7J={7V0ِZr4@6uK(4j(D G_96s\b̵]uv'\bGpLRKPY ֻ|G76 Q53G6(}vCMM׮ 6~,(v>r%o]`9}[]r endstream endobj 79 0 obj <>stream h2P0P0T06Sw/+Q0L)61JT$O endstream endobj 80 0 obj <>stream hlAo0 ;n4U@c0 hк[DӖn0[s2B*!FsjmxSr"hKa>stream hޤ_o0Q}}g;*t:TxGRB"o)#T@&Ew3)$@ C: $ Âd)٦!4XDfĂ P;XP2@!8(PJY:9rбǹe|-֡T Ob fR{>>stream h|n0 _O0IѦ@ [=,kshhVlӏק]lHbR.\ˢeq1W7DFH(jPNUWxĞrROg~ #^y`}Ňi4( ?P{:(neJ}chQ)]Z" KB4VS"vY*nx\NRmKҵ @ XljvdlNk7m7C p ;Z5g22z1և3=jѿAc/ᮂ'Ջ6< Y #_EysU?A%?^FCL;9uC|`3\o`]˻c?455CzT!j=l 2ۅ3C86YR$SQ}zM6"OzǠ Vc=gb6R EyM^ Hl6y`3}lSKJJjWV4ۙf;iۉ|'L; &O6=N.w/^ Ő;y ¢qƢ)1 >stream h|Rmk0Oѷ6D/K\ah6S{ VJql%4VHGJ-t<{|QL9g{0>8g2M"EޕK;ջF >51S3\<>stream 2025-10-04T07:51:28+05:30 2025-10-04T07:51:28+05:30 Adobe InDesign 15.1 (Macintosh) 2025-09-25T10:05:20+05:30 uuid:b8f32074-8e3d-4da5-b74a-e0240773c459 xmp.did:c09cd721-2370-40cd-a720-b78c091b2b72 xmp.id:ad026691-d50b-4166-8355-59e57d1601f1 proof:pdf xmp.iid:526e89d3-cbca-442c-b6d2-cc86e07f39e8 xmp.did:526e89d3-cbca-442c-b6d2-cc86e07f39e8 xmp.did:c09cd721-2370-40cd-a720-b78c091b2b72 default converted from application/x-indesign to application/pdf Adobe InDesign 15.1 (Macintosh) / 2021-01-19T11:22:48Z application/pdf How does the bank of England base rate affect me? ˮAV How does the bank of England base rate affect me? How does the bank of England base rate affect me? ©ˮAV 2025. All Rights Reserved. Adobe PDF Library 15.0 How does the bank of England base rate affect me? False www.hsbc.co.uk 1 http://ns.adobe.com/pdf/1.3/ pdf Adobe PDF Schema internal A name object indicating whether the document has been modified to include trapping information Trapped Text http://ns.adobe.com/xap/1.0/mm/ xmpMM XMP Media Management Schema internal UUID based identifier for specific incarnation of a document InstanceID URI internal The common identifier for all versions and renditions of a document. OriginalDocumentID URI http://www.aiim.org/pdfua/ns/id/ pdfuaid PDF/UA ID Schema internal Part of PDF/UA standard part Integer endstream endobj 43 0 obj <>/Metadata 5 0 R/Names 59 0 R/OpenAction 44 0 R/Outlines 9 0 R/PageLayout/SinglePage/Pages 38 0 R/StructTreeRoot 15 0 R/Type/Catalog/ViewerPreferences<>>> endobj 44 0 obj <> endobj 46 0 obj <>stream HW[oT7~?^/R)ٰ@]T!@ZJ> PX/sf˛XX)q}rϷ`~6mZwMNhtE#eQjEyaz eGG*R]VFMzx*1?>#]!j9 ):S^{7 (  ,Gr®зFZmpHvՇ %̈́҄PK ϷkZ1A5qJ /BCc.BN #}UFQTaGM,NlXTm ǼGYSO4%C6w<@ Kl jQ_籿bJ`jB.uC 4:̕&5,;/#\*7J-@PQCj3" "KSgč媰6PѝkHdB*{]! _rYێkgdl;ۮxl`(0 ]0yɝCz# $8jyL[/T.YpL''*1yUv>4$\:kB1%Qx%.(& Z0FZ(ŏD64jxt;^{5]os=?6jM<15=1+.͖L ɈH3 ̵RJ)rexc]ɸs:zkXmJ ܐcm0da^/(3MHzTl ACT!x2c~D;7}%r5gۛď;|ʚ:{)k.y,9ÇN9@njY׵V(- ڣ50`\5Qs{xTb9^WQ]# |q\in-^]Dvf,C ծ+ɣR{@]=O/ŇLS j> [Ewa1ڤ3]=-ZMS 5U;# ^wxrA<^{%|2 ̓>J, hIcb>m/3Hm嵤y5_ gt]9Wލ3\z36/D7((G?2M?OUCZ?-q=*m#[+}OM}HJam§Mė/}ykx<|,SCif:VcBeXvH ^w=۔/>~4nV,_홼)O~Kyi_60u_0! +Dq?=OOT?'>stream H:7[= endstream endobj 49 0 obj <>stream HtU{TgI/q,dQ"E(*jKEB@pZUNŭkE[WB h-A"GV[닊o_ gw3ݹw<MsČXj1͊2NX;gQR)n(I' S ZxHXLo/B7U =Z=bh1I Ia׺ggd4YiNM7'և{Y,Z)iYI+KQKQC?E145=(5RAe *j5*|WE?IQ$\d*PoAU4-q! xlSaHXP6ہ9 ܲsM5mͫj(bNoF*pP0k/ 1Ԍ lۮ%@KQ9X`l)S)*+jF< A8>\}둁@\樰Ld4SF?}%:~U^YY,>jKaf9 J9e|eE>Ǘ=ܱ9(7Pq)/&o3׀'K<6$/<-&$0SE\?Y{<;x8/`j IwB$}W"}zuvח5(vlsM3f.G6674Gh[ gɿ`zM]z{}smέ>~AWMOZbOM҅ǤO'fI,HHԺ䆞Qqm/>*lf΄]g; 3twL[,Vp5l)Br#Pȃ0(q, q0W AOKy te\>VRrU1R; UN^:~;0~jpwr\' Gt?{GueGeGκXF*ǽim-kWJB ,þ=]xzo6/o}Ww/=UooՇ߮?Yپe^ Qwo`Wc[=u ;P5]7+50z$}OoV?@֬Nl3tYe~m;3'd[`{/a<<'~_#(@& endstream endobj 50 0 obj <>stream H\ˊ0>x˥ۂ0<ߎ0FvȎG~sN7}UĚV׆a*b7 #Vմr|;\D]Kq23F[35V++/C,MYM=^ˎvymiٙ@,r"L4eEw>)KI=XaTߥqC= uteu(WwCE A{@{P:v ™g qd‘E" ǜǜ\L" H Bj%R }Jܧ}Jܧ[Hw0R00R00R00R00R00R00R0pPWKalٳ[DW~{cf+ endstream endobj 51 0 obj <>stream H:   endstream endobj 52 0 obj <>stream Ht}LSWm-H"׋IZjA7ED!V2 /((paed!jN0|9yy9oI8 $Xc\ژn1G ͩ9yb ZCNf E2iph9!N⳸ z(9P3$xBBDq%$%'b6BsrvU[ ̶B>';\kRDd%g)"(B23o|E)ߔg1,Y6f \bJ?/b!A!$I(T &h4a%6RMVW&C0-4{NknIwiw/_/ةI N4Q|*joM_u97ґք5e\whԭy IkYsYqenK7b( o@?hDBភi"F4,C)쏢YpƏEx/E'@NX)XFf,8O ~b <=V́b=y[6sIbwc9ugϯs6ٹJY v]#cPCFK,8@42J4EVe]oiz6!gN];m/4+^8Mh \#MmazaΜNJ< ְ_e{y q:X 48C,/k4ȎlAVwxm8B1  ύ1"Kեf|(R~13}8t9Qh>gA= ,Rc=^ $9aWT̓w}1>9ѢFh1)8XX.Xj̍J{3j|({=1Y:u'7wt @7A!~\:/3121Ec-]3<iF\[Va+b"2`{QI||2KOF^@0ct"pL-;?AHkV]{cvEgPƒ ,uH޻GtuBiڞ`N 'xi1q@ 4.x7Jo!ؑq 'i1zn_+T\Sj,+rQ>nAV6>B?;Uu) s3`j&|eDg_}nuOsK w 3H8Bq́%.6,PnH@yX2 ى* endstream endobj 53 0 obj <>stream H\j0 ໟBP FBaYΰ8qy9V`>۶İs&١Apn"xՆ(-n=&?nݓ3:=<$4p &F qCX,:IlD'Y@}ahԿxz~i؞$YҬ>stream HZFVHFWJ+HSBC_MtUnivers_Latin-Lt  [n/6>stream H\PMk0 Wlc(V2Cc9OvKȒxzgSy@~P0=&KX 89/36: ~[ΝP 'K vG N vߧ~_c>Am GzMeܥ-"4efLDmPuhzhɻUEǺ\zz.=qji[5+,)1~"0+`]s endstream endobj 56 0 obj <>stream application/pdf HSBC_MASTERBRAND_UK_CMYK 2018-09-17T10:18:35+01:00 2018-09-17T10:18:35+01:00 2018-09-17T10:18:35+01:00 Adobe Illustrator CC 22.1 (Macintosh) uuid:0c8d0309-f22a-0645-8662-9fba9a0b3577 xmp.did:59bfd804-77e8-4a72-b0f2-63e36579796f uuid:5D20892493BFDB11914A8590D31508C8 proof:pdf uuid:7aab1d54-dd39-8746-9742-585e7c69fa40 xmp.did:7b66d958-c4ed-4851-9a2c-129bd0975fc7 uuid:5D20892493BFDB11914A8590D31508C8 proof:pdf saved xmp.iid:16d5a4c3-33db-443f-a3fe-dfab1158f8cf 2017-08-07T11:37:19+01:00 Adobe Illustrator CC 2015.3 (Macintosh) / saved xmp.iid:59bfd804-77e8-4a72-b0f2-63e36579796f 2018-09-17T10:18:32+01:00 Adobe Illustrator CC 22.1 (Macintosh) / Document Print False False 1 197.472876 90.000021 Millimeters Magenta Yellow Black Default Swatch Group 0 PAN 1795 C0 M100 Y100 K0 PROCESS 100.000000 CMYK 0.000000 100.000000 100.000000 0.000000 COLOURS USED 1 Black PROCESS 100.000000 CMYK 0.000000 0.000000 0.000000 100.000000 Adobe PDF library 15.00 21.0.2 endstream endobj 84 0 obj <>/Filter/FlateDecode/ID[<2853F18BB17B4D95909F956398D4EB6B>]/Info 41 0 R/Length 155/Root 43 0 R/Size 85/Type/XRef/W[1 2 1]>>stream hbb&lېŘ,FK+@İ z;K@?OnK@1@k`Q`[2u, /m\a{&F|wAVZ,r`ND%@F! endstream endobj startxref 30309 %%EOF 5 0 obj <>stream 2025-12-17T14:29:13+05:30 2025-12-17T14:29:13+05:30 Adobe InDesign 15.1 (Macintosh) 2025-09-25T10:05:20+05:30 uuid:6f6c6b8e-8832-44ef-9368-c3b8041ee277 xmp.did:c09cd721-2370-40cd-a720-b78c091b2b72 xmp.id:ad026691-d50b-4166-8355-59e57d1601f1 proof:pdf xmp.iid:526e89d3-cbca-442c-b6d2-cc86e07f39e8 xmp.did:526e89d3-cbca-442c-b6d2-cc86e07f39e8 xmp.did:c09cd721-2370-40cd-a720-b78c091b2b72 default converted from application/x-indesign to application/pdf Adobe InDesign 15.1 (Macintosh) / 2021-01-19T11:22:48Z application/pdf How does the bank of England base rate affect me? ˮAV How does the bank of England base rate affect me? How does the bank of England base rate affect me? ©ˮAV 2025. All Rights Reserved. Adobe PDF Library 15.0 How does the bank of England base rate affect me? False www.hsbc.co.uk 1 http://ns.adobe.com/pdf/1.3/ pdf Adobe PDF Schema internal A name object indicating whether the document has been modified to include trapping information Trapped Text http://ns.adobe.com/xap/1.0/mm/ xmpMM XMP Media Management Schema internal UUID based identifier for specific incarnation of a document InstanceID URI internal The common identifier for all versions and renditions of a document. OriginalDocumentID URI http://www.aiim.org/pdfua/ns/id/ pdfuaid PDF/UA ID Schema internal Part of PDF/UA standard part Integer endstream endobj 85 0 obj <>stream HW[oT7~?^/R)ٰXT!@T-{o%PX/sfvn{f-/VJ\߬Ĵ\˝<o͂W~?RI-Bι(bV`syZ(ւvb8}^>CU)Ӯ+#䈦=j[,5Ҭ]aCEh3a+4!p $nz-~#4P7&&Zpe0YhhEHY8|ia]mEyG2NZZ`d#ycDMUf8)crGH$*f0p@ʐ *l XJ VƌZ `)$ 6a;`XNLChMMAĔMUB bacW(x}F#*Ȓ@![xZTy/mﯘ5/K@e]MiacJy*;/#\*7YhrEk )1TiT>! D`-r6caGm ;d4U TMT !f$ ˲vT];{$WfSA@iX(dž QJhAr Hwr<-]*,8T*FBnR\:kB1%QxJ*YZ4bD.~$FQ xm+yz3-T{l≩鉹\U/6wplfRHFTDy?](eWJ)Uv y̹:G2.}i3Cg2'^NF·r =F,bsC)v$9zq@9cHYjt cc" Cո!ézV5/}tn}3W"y}oj{Wc:rpM]cəz^ά5@itO&DE @?ԹRk x Q]Gxu8{״d/.";3!Ja8FPkVtԀ Kyv1ϛ(x 9锣sC1:N{~HZ798Fwb?+GzE̾~,Xj#070Woܑѽ'op{9ȥS80mAC6~ ZҼUdwlĕ;wa ̷  |ϴL_d[;T_iQ5Pi{\Z1c|j:CuUd jDV2WVe9cF΋ s_)'ww=-7o3oEEL9pA'ilS>;\?맋 xrn3Nx>stream hޜJ1E:A0/iTJv,Z(Twd&o:1$JT\wy{Dl&}n96B.#96SQk(Dh0[8CI(sPlmC9T )An *>x 7D&ئ:'=eCiu&zȮWdWW˷ ]5t"'WK4 0_r endstream endobj 87 0 obj <>stream h|Rmk0Oѷ6D/k)5^CL1X)űLXAV )a/{NE1}^S<4Y$fYޕfpjp#|gpԎnmzժ-$"̅9u{LZyD+:Z n,Mw܃*o!''2#=w$&$D8ɔtdEXx O \IJ}+ADq $V`J%~N~VNToVо_C/>1)O=9$G*𳢜Jн"Y;5"䖵k֜&*ܽ( 0­ endstream endobj 88 0 obj <>stream h22P0P06V02P+Q02DF#b5Wid72Pf"dfXX}h|bB~1X~~pjr~@l2 endstream endobj 89 0 obj <>/Filter/FlateDecode/ID[<2853F18BB17B4D95909F956398D4EB6B><91B77C5FF308354B9CB56A12173501E1>]/Index[5 1 20 1 33 1 41 1 45 1 85 5]/Info 41 0 R/Length 52/Prev 30309/Root 43 0 R/Size 90/Type/XRef/W[1 2 1]>>stream hbb`b`bc`b``` Fs2b @ H0ɀX' w endstream endobj startxref 43071 %%EOF 5 0 obj <>stream 2025-12-17T14:29:38+05:30 2025-12-17T14:29:38+05:30 Adobe InDesign 15.1 (Macintosh) 2025-09-25T10:05:20+05:30 uuid:02bd8770-28b2-4fff-91a0-31d97e3502e6 xmp.did:c09cd721-2370-40cd-a720-b78c091b2b72 xmp.id:ad026691-d50b-4166-8355-59e57d1601f1 proof:pdf xmp.iid:526e89d3-cbca-442c-b6d2-cc86e07f39e8 xmp.did:526e89d3-cbca-442c-b6d2-cc86e07f39e8 xmp.did:c09cd721-2370-40cd-a720-b78c091b2b72 default converted from application/x-indesign to application/pdf Adobe InDesign 15.1 (Macintosh) / 2021-01-19T11:22:48Z application/pdf How does the bank of England base rate affect me? Audio transcript ˮAV How does the bank of England base rate affect me? Audio transcript ©ˮAV 2025. All Rights Reserved. How does the bank of England base rate affect me? Audio transcript Adobe PDF Library 15.0 How does the bank of England base rate affect me? Audio transcript False www.hsbc.co.uk 1 http://ns.adobe.com/pdf/1.3/ pdf Adobe PDF Schema internal A name object indicating whether the document has been modified to include trapping information Trapped Text http://ns.adobe.com/xap/1.0/mm/ xmpMM XMP Media Management Schema internal UUID based identifier for specific incarnation of a document InstanceID URI internal The common identifier for all versions and renditions of a document. OriginalDocumentID URI http://www.aiim.org/pdfua/ns/id/ pdfuaid PDF/UA ID Schema internal Part of PDF/UA standard part Integer endstream endobj 90 0 obj <> endobj 91 0 obj <>/Filter/FlateDecode/ID[<2853F18BB17B4D95909F956398D4EB6B><565CEE8DA4CB114F940B8B7CA15914B1>]/Index[5 1 90 2]/Info 90 0 R/Length 23/Prev 43071/Root 43 0 R/Size 92/Type/XRef/W[1 2 0]>>stream hbb\Ai%@1& endstream endobj startxref 53326 %%EOF 5 0 obj <>stream 2025-12-22T16:54:34+05:30 2025-12-22T16:54:34+05:30 Adobe InDesign 15.1 (Macintosh) 2025-09-25T10:05:20+05:30 uuid:4afb1117-5085-4154-877e-5d7e1e111baa xmp.did:c09cd721-2370-40cd-a720-b78c091b2b72 xmp.id:ad026691-d50b-4166-8355-59e57d1601f1 proof:pdf xmp.iid:526e89d3-cbca-442c-b6d2-cc86e07f39e8 xmp.did:526e89d3-cbca-442c-b6d2-cc86e07f39e8 xmp.did:c09cd721-2370-40cd-a720-b78c091b2b72 default converted from application/x-indesign to application/pdf Adobe InDesign 15.1 (Macintosh) / 2021-01-19T11:22:48Z application/pdf How does the Bank of England base rate affect me? Audio transcript ˮAV How does the Bank of England base rate affect me? Audio transcript ©ˮAV 2025. All Rights Reserved. How does the Bank of England base rate affect me? Audio transcript Adobe PDF Library 15.0 How does the Bank of England base rate affect me? Audio transcript False www.hsbc.co.uk 1 http://ns.adobe.com/pdf/1.3/ pdf Adobe PDF Schema internal A name object indicating whether the document has been modified to include trapping information Trapped Text http://ns.adobe.com/xap/1.0/mm/ xmpMM XMP Media Management Schema internal UUID based identifier for specific incarnation of a document InstanceID URI internal The common identifier for all versions and renditions of a document. OriginalDocumentID URI http://www.aiim.org/pdfua/ns/id/ pdfuaid PDF/UA ID Schema internal Part of PDF/UA standard part Integer endstream endobj 92 0 obj <> endobj 93 0 obj <>/Filter/FlateDecode/ID[<2853F18BB17B4D95909F956398D4EB6B><6E3AF265FA9C964C94994C69AA9C3A94>]/Index[5 1 92 2]/Info 92 0 R/Length 22/Prev 53326/Root 43 0 R/Size 94/Type/XRef/W[1 2 0]>>stream hbbĠ , endstream endobj startxref 63532 %%EOF