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Interest free period ˮAV Interest free period Adobe PDF Library 15.0 Interest free period www.hsbc.co.uk 1 PDF/UA Universal Accessibility Schema http://www.aiim.org/pdfua/ns/id/ pdfuaid part Integer internal Indicates, which part of ISO 14289 standard is followed endstream endobj 36 0 obj <>/Metadata 6 0 R/Names 49 0 R/OpenAction 37 0 R/Outlines 10 0 R/PageLayout/SinglePage/Pages 30 0 R/StructTreeRoot 13 0 R/Type/Catalog/ViewerPreferences<>>> endobj 37 0 obj <> endobj 39 0 obj <>stream HWۊG}Z}nXdy'`p!N&q}NmZ5Suԩß퓧{1m7O߯xc}!J JJz8MMRk-cWLţK;T+#C Ӽ/|]ue4?)…e:c{B$'(&w rX>%~4Ž HkL5 fauj^6V [z J K~_k Zre0IhxLوI8|ic'c6- <%#NbIwDX^Ú\#MQ^Q+ 7(,T3m Ѫ նsxNFPji*T#?~*&Hef>´a)z"f@TM1֤ZɤL!ڈlYҸ[PY$2) N:hBбOC/mVwHRWH=L [ :r$V:Zɲ.Qc3UV5lqA-T>u:P)]^R#?P 7laJITML\@kSަ+ eb]`bX'!Fk`DU&69bA'6R.d"Uҫ\Cִ6Ds0}8F, ef-@J}Ki; V#j +% >4;,ssü-@1r71#\ i4C&y(cP{T>% TXKsgXU '"wɈi,d2boR.Ą!Yev,N nv oF ljavS7Z&$76;5 [-/:+#8(ӉDѼfTy׈yҘpʘL*B_P z5?,O09\)VT|diJ| Y7aHK!߫=@dȍƼsӷ˾Z4!}[JS8yrpsmuY+ݹBVR۞Dl f)̀PLX sFPլ}Q\guԑ6ob3 rvCr4W+Xpc{1ef~W4B͵džCu˞ú*j^thZoIqF^W5+(/T{hn$6I7]+mh㘥EM3=EY.-ޒ=k Y_*q252Zk qUu[`9Ar$㹟VLa=npSHgC~j8DujAh=IL놞>֒tǷ_>rv//^=ܷ:c3V|:CлLx|lH8/C%N8JN6Ӕxci2SN O pC/DVgq>stream H: St endstream endobj 42 0 obj <>stream HtkPWǻČ'fF{& VPD52GA (E4>cZQf@H BE*Ԩɪ+AOvaí{=.MP4M"CW,<5lL3W/Z:$Lg*q8-\EAc9qQ[9j؀ʑCӄ \痘o J4f&enO[!ݙP76]5UaQ6Δj&xRRttc1lLt3p.ѸVJG}@Q)j$ESBS)jE((ZIɌGQndJQ%eG5m.]\ez\]\^qc3AJF(B.58 ^\8x1&] mWW[}&;}~bbIp{=RP]ytk m;scҋOJۑۼ_]jK ˎ5C| *gfHgtw[q6a_3Cthʢŗ6 H4vfDab43{2xҎpik{'ܫ{ŦcfR Q59LL÷nH]vDa# k;,3&:\?`Y01.J]5E3KK^8 0('x64XKqN e◪$DnĽ5'j2d{+`..C埴# OPytnpG]HixIW- ;$8M\尩ϫ₷8jT!9BЧ;<4 $.@ 62V3*ClTQ츚oqr^=8@@Z]:֤yx&fœۈ0l'Nr>v7ncIFIzqb J"!-|UPpD`n25Z8x04X={Frn 2 4] g_0iw#butX{gQ.9*$a:A|7ѠrPA^ Th߽zE|p Gݱs@N&hs`UɳVbȓ58*JYquaB^+`dc_Z=fc-2ubȬm 7.Ƃ];-Ko<\P_`3 LӪr%M`kb1'ͫNjpTGkF.vAKb CNkC OSs(s.B04^˗Z/@\jtv hEe[(H] @doI*̞(#m,΂imFYClOxX'\g^a蔖;~ ̔FLcs9!_$ uΟtlJ+#0(tͼB{JԩȔ$~du$1rqك={ Xx~.,ع;І ixFR㿝pw~oJ&><(al'z@Gػ>xÄ. #`[$*P@WwK FJB}l}~Vg:kyr@u %%HJekh&|'|,Ϫ={wyKYSjPpZ 'gip 0ݮ S~LvD.{_atλNN1\3t-6|FKguPAamC.7D!5{(΁|KBW w3HqÉjvғ?]ݜSfzO  Cȳm%e+y/E/ |5 "F鿪쨗ӼYwqvVe;͸}޾|um@)_>8]Upa{eo~ POͦPz~O]Ƿ9 bߓ?޿]xk?|k!J~ T*Z\~+pUI@bWw?ެ| 4;w?Y@X:}e;wXio)zްb7@B>stream H\ۊ0}\cDhm q k^/]XA# dQ7gEѭ;CBq"֌!}yԝly.x$ۺ2\MW*KCQD(DM^DeSqZ4Hc4cnCeUJA?E@(4r}<`:Jv`J2,m@ T6L)TeL Iߚ)N= B/ d[@kT3;v +$N«0A) JiIiIiIiIiIiIiI8hvH$7|ݏ{/ϧxN;'is·~j~_! endstream endobj 44 0 obj <>stream H:   endstream endobj 45 0 obj <>stream Ht}LSWm-H"׋IZjA7ED!V2 /((paed!jN0|9yy9oI8 $Xc\ژn1G ͩ9yb ZCNf E2iph9!N⳸ z(9P3$xBBDq%$%'b6BsrvU[ ̶B>';\kRDd%g)"(B23o|E)ߔg1,Y6f \bJ?/b!A!$I(T &h4a%6RMVW&C0-4{NknIwiw/_/ةI N4Q|*joM_u97ґք5e\whԭy IkYsYqenK7b( o@?hDBភi"F4,C)쏢YpƏEx/E'@NX)XFf,8O ~b <=V́b=y[6sIbwc9ugϯs6ٹJY v]#cPCFK,8@42J4EVe]oiz6!gN];m/4+^8Mh \#MmazaΜNJ< ְ_e{y q:X 48C,/k4ȎlAVwxm8B1  ύ1"Kեf|(R~13}8t9Qh>gA= ,Rc=^ $9aWT̓w}1>9ѢFh1)8XX.Xj̍J{3j|({=1Y:u'7wt @7A!~\:/3121Ec-]3<iF\[Va+b"2`{QI||2KOF^@0ct"pL-;?AHkV]{cvEgPƒ ,uH޻GtuBiڞ`N 'xi1q@ 4.x7Jo!ؑq 'i1zn_+T\Sj,+rQ>nAV6>B?;Uu) s3`j&|eDg_}nuOsK w 3H8Bq́%.6,PnH@yX2 ى* endstream endobj 46 0 obj <>stream H\j0 ໟBP FBaYΰ8qy9V`>۶İs&١Apn"xՆ(-n=&?nݓ3:=<$4p &F qCX,:IlD'Y@}ahԿxz~i؞$YҬ>stream H\Pj0+d'#)n?@֮,]oB ]`+/S|8%[GDUv2IH2w\pjEӀ r.yBeهv_n[R CZÁ^Lz5dۡu\B͸ᜌlˆQ4g-0m2+R+U+T1:=>/Filter/FlateDecode/ID[<2853F18BB17B4D95909F956398D4EB6B>]/Info 34 0 R/Length 171/Root 36 0 R/Size 73/Type/XRef/W[1 2 1]>>stream hbb&4QtDle`Yb\f  "n d1d1Y3* u}~@l6k$$8W\( $TYdxAR\ψ}<YD\vZ r% endstream endobj startxref 20243 %%EOF 6 0 obj <>stream 2025-12-09T13:58:19+05:30 2025-12-09T13:58:19+05:30 Adobe InDesign 15.1 (Macintosh) 2025-09-23T09:51:10+05:30 uuid:18197cfc-9985-4fe3-a607-18f91fe24c72 xmp.did:c09cd721-2370-40cd-a720-b78c091b2b72 xmp.id:ad026691-d50b-4166-8355-59e57d1601f1 proof:pdf xmp.iid:526e89d3-cbca-442c-b6d2-cc86e07f39e8 xmp.did:526e89d3-cbca-442c-b6d2-cc86e07f39e8 xmp.did:c09cd721-2370-40cd-a720-b78c091b2b72 default converted from application/x-indesign to application/pdf Adobe InDesign 15.1 (Macintosh) / 2021-01-19T11:22:48Z application/pdf Interest free period ©ˮAV 2025. 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Interest free period ˮAV Interest free period Adobe PDF Library 15.0 Interest free period www.hsbc.co.uk 1 PDF/UA Universal Accessibility Schema http://www.aiim.org/pdfua/ns/id/ pdfuaid part Integer internal Indicates, which part of ISO 14289 standard is followed endstream endobj 73 0 obj <>stream HWۊG}Z}nXdy'`p!N&q}NmZ5Suԩß퓧{1m7O߯xc}!J JJz8MMRk-cWLţK;T+#C Ӽ/|]ue4?)…e:c{B$'(&w rX>%~4Ž HkL5 fauj^6V [z J K~_k Zre0IhxLوI8|ic'c6- <%#NbIwDX^Ú\#MQ^Q+ 7(,T3m Ѫ նsxNFPji*T#?~*&Hef>´a)z"f@TM1֤ZɤL!ڈlYҸ[PY$2) N:hBбOC/mVwHRWH=L [ :r$V:Zɲ.Qc3UV5lqA-T>u:P)]^R#?P 7laJITML\@kSަ+ eb]`bX'!Fk`DU&69bA'6R.d"Uҫ\Cִ6Ds0}8F, ef-@J}Ki; V#j +% >4;,ssü-@1r71#\ i4C&y(cP{T>% TXKsgXU '"wɈi,d2boR.Ą!Yev,N nv oF ljavS7Z&$76;5 [-/:+#8(ӉDѼfTy׈yҘpʘL*B_P z5?,O09\)VT|diJ| Y7aHK!߫=@dȍƼsӷ˾Z4!}[JS8yrpsmuY+ݹBVR۞Dl f)̀PLX sFPլ}Q\guԑ6ob3 rvCr4W+Xpc{1ef~W4B͵džCu˞ú*j^thZoIqF^W5+(/T{hn$6I7]+mh㘥EM3=EY.-ޒ=k Y_*q252Zk qUu[`9Ar$㹟VLa=npSHgC~j8DujAh=IL놞>֒tǷ_>rv//^=ܷ:c3V|:CлLx|lH8/C%N8JN6Ӕxci2SN O pC/DVgq< u}-ɨF?xn*-p'iF`= endstream endobj 74 0 obj <>stream ht] Ar̙]SVRD(9iFggB.~? 59m-0zc1LRFJj=f#K˨JwѪ >BݮM] :BlrbLU{*Pkm),mߞ iUֆ3Άû޳QJ endstream endobj 75 0 obj <>stream h|Rkk0Oѷ6DG~bX50u`V2Ac[o;RXB{Ͻ[wwg25ILӹк#,ltD(==lnɥg"RH?qu {ԭʔuU ZU8Ъ+`v`aUq79=9i!HMRa)icJ)<12Dp}' "#ٓ%HX+1(}žwz=fgc26c"Sy{sN0/uU<8\y~3< {= 䖕^V`bY JH/sAM ˿Xx~!m*^YYܳ>7/Խ嬰ѢכU؇Y>stream h24S0P02U07P64 - %22Sy99 FHl#$1kc$!P F &hh{" endstream endobj 77 0 obj <>/Filter/FlateDecode/ID[<2853F18BB17B4D95909F956398D4EB6B><142C2E932217924C8A37545DB20B4830>]/Index[6 1 16 1 25 1 34 1 38 1 73 5]/Info 34 0 R/Length 52/Prev 20243/Root 36 0 R/Size 78/Type/XRef/W[1 2 1]>>stream hbb 8ĸH$gWy`2ؙ7 endstream endobj startxref 30379 %%EOF 6 0 obj <>stream 2025-12-09T22:10:37+05:30 2025-12-09T22:10:37+05:30 Adobe InDesign 15.1 (Macintosh) 2025-09-23T09:51:10+05:30 uuid:777384fc-fb15-4f2b-9d72-c5623777333e xmp.did:c09cd721-2370-40cd-a720-b78c091b2b72 xmp.id:ad026691-d50b-4166-8355-59e57d1601f1 proof:pdf xmp.iid:526e89d3-cbca-442c-b6d2-cc86e07f39e8 xmp.did:526e89d3-cbca-442c-b6d2-cc86e07f39e8 xmp.did:c09cd721-2370-40cd-a720-b78c091b2b72 default converted from application/x-indesign to application/pdf Adobe InDesign 15.1 (Macintosh) / 2021-01-19T11:22:48Z application/pdf Interest free period: Audio transcript ©ˮAV 2025. All Rights Reserved. Interest free period: Audio transcript ˮAV Interest free period: Audio transcript Adobe PDF Library 15.0 Interest free period: Audio transcript www.hsbc.co.uk 1 PDF/UA Universal Accessibility Schema http://www.aiim.org/pdfua/ns/id/ pdfuaid part Integer internal Indicates, which part of ISO 14289 standard is followed endstream endobj 78 0 obj <> endobj 79 0 obj <>/Filter/FlateDecode/ID[<2853F18BB17B4D95909F956398D4EB6B>]/Index[6 1 78 2]/Info 78 0 R/Length 22/Prev 30379/Root 36 0 R/Size 80/Type/XRef/W[1 2 0]>>stream hbbgbfb`t0= endstream endobj startxref 38049 %%EOF