Compare credit cards
Comparing products (1, 2)
Balance Transfer Credit Card
Purchase Plus Credit Card
Premier Credit Card
Rewards Credit Card
At a glance
Enjoy up to 36 months[@end-promotional-period] interest free for balance transfers (3.19% fee, min £5).
Discover the all-rounder that has up to 20 months[@end-promotional-period] of interest-free purchases and up to 17 months[@end-promotional-period] of interest-free balance transfers (3.49% fee, minimum £5).
Get travel benefits, rewards and HSBC Premier Privileges - just for HSBC Premier customers
Earn reward points on eligible purchases you make
Balance transfer
0% for up to 36 months on balance transfers made within 60 days of account opening. A 3.19% fee applies for each balance transferred, minimum £5.
0% for up to 17 months on balance transfers made within 60 days of account opening. A 3.49% fee applies for each balance transferred, minimum £5.
Not applicable
0% for 6 months on balance transfers made within 60 days of account opening. A 2.99% fee applies for each balance transferred, minimum £5
Purchases introductory rate
0% on purchases for 3 months after account opening. For new HSBC credit card customers only.
0% on purchases for up to 20 months after account opening. For new HSBC credit card customers only.
Not applicable
0% on purchases for 6 months after account opening. For new HSBC credit card customers only.
Representative example
Representative APR: 24.9% APR (variable)
Representative APR: 24.9% APR (variable)
Representative APR: 29.9% APR (variable)
Representative APR: 26.9% APR (variable)
Purchase rate: 24.9% p.a. (variable)
Purchase rate: 24.9% p.a. (variable)
Purchase rate: 29.9% p.a. (variable)
Purchase rate: 26.9% p.a. (variable)
Based on an assumed credit limit of £1,200
Based on an assumed credit limit of £1,200
Based on an assumed credit limit of £1,200
Based on an assumed credit limit of £1,200
Annual fee: No annual fee
Annual fee: No annual fee
Annual fee: No annual fee
Annual fee: No annual fee
Can you apply?
Quick check
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For new and existing HSBC customers
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For new and existing HSBC customers
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For HSBC Premier customers
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For new and existing HSBC customers
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Annual UK taxable income or pension, before tax, of £6,800 or more
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Annual UK taxable income or pension, before tax, of £6,800 or more
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No specific annual income / pension requirements
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Annual UK taxable income or pension, before tax, of £6,800 or more
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Must be a UK resident
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Must be a UK resident
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Must be a permanent UK resident or hold a valid UK visa
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Must be a UK resident
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Must be over 18
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Must be over 18
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Must be over 18
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Must be over 18
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Must not hold an HSBC Basic Bank Account
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Must not hold an HSBC Basic Bank Account
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Have an HSBC Premier Account
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Must not hold an HSBC Basic Bank Account
Benefits
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Not applicable
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Not applicable
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Receive 20,000 reward points when you spend[@eligible-spend-excludes] £2,000 on your card in the first 90 days of your card membership[@premier-cc-20000-rewards-points]
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Access more than 1,700 airport lounges worldwide for just £24 per person, per visit with Priority Pass.
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Get 2,500 welcome points worth £25 when you make your first transaction on your card
Rewards
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Not applicable
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Not applicable
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Earn 1.5 reward points for every £1 of eligible spend[@eligible-spend-excludes] in sterling[@sterling-transactions], and 2 points for every £1 spent in other currencies
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Redeem your points for vouchers to use with a variety of retailers including M&S and Amazon. T&Cs apply (PDF)
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Convert your reward points into airline miles to use with British Airways, Emirates, Etihad, Qatar Airways, Air India, and more. T&Cs apply (PDF)
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Use reward points for everyday purchases wherever your card is accepted, in-store or online
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Earn up to 10 reward points for every £1 you spend at selected stores, including Morrisons, White Stuff and Gousto
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Earn 1 reward point for every £5 you spend
Find out more
Additional information
Select cards to compare
Pick up to 4 cards to compare side by side to help you choose
Our most sophisticated card offers more reward points and enhanced travel benefits. Representative 100.2% APR (variable).
If you're looking to build or improve your credit rating, this credit card could be the one for you. Representative 29.9% APR (variable).
You could use your card to cover unexpected expenses and build a credit history while you study. Only available to HSBC Student Bank Account customers. No annual fee. Representative 18.9% APR (variable).
Give yourself some breathing room with our longest balance transfer offer (fees apply). Transfer your other credit card balances so that you make just one monthly payment for everything. Representative 24.9% APR (variable).
The credit card that rewards you when you shop. Collect reward points, then use the Mastercard Pay with Rewards app to put your points towards purchases. Representative 26.9% APR (variable).
Spread the cost of your spending with our longest interest-free period on purchases. Representative 24.9% APR (variable).
A credit card that gives you access to a world of travel benefits and privileges – all for no annual fee. Representative 29.9% APR (variable).