You could get:
There are also schemes for:
If you can’t get a mortgage to buy a property outright, a shared ownership scheme could help you buy a proportion of your home, typically through a housing association. You then pay rent on the rest.
Some providers also allow you to increase your share of the property as a stepping-stone to full home ownership.
If you’re considering this option, take time to understand the pros and cons of shared ownership to see if the scheme is right for you.
For more information, including eligibility requirements, visit .
If you’re building a home or hiring someone to build one, you may be able to get a government-backed loan to cover part of the cost.
You can no longer apply for a Help to Build: Equity Loan for properties in England. However, if eligible, you may still be able to get help to build a home in Wales or Scotland.
Please note: HSBC doesn’t participate in this scheme.
For more information, visit .
The Help to Buy – Wales scheme supports the purchase of new-build homes bought through a registered Help to Buy – Wales builder.
For more information, including eligibility requirements, visit .
The Right to Buy scheme makes it possible for most council tenants to buy their council home.
Visit for more information.
The Right to Acquire scheme makes it possible for existing housing association tenants to buy their rented home at a discount.
For more information, including eligibility requirements, visit .
Available to all service personnel now and in the future.
Under this scheme, service personnel can borrow up to 50% of their salary interest-free (limited to £25,000) to put towards buying a property.
For more information, including eligibility requirements, visit .
Affordable home ownership schemes are initiated by the UK government and could change.
For more information, visit .
This article was last updated on: 02/05/2025, 05:04
